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Accidental Death Benefits

This valuable coverage provides affordable life insurance coverage in case of death due to an accident. These benefits can be utilized to cover various expenses, including funeral costs, outstanding debts, and to offer financial support to the family. It is crucial to examine the specific terms of the policy as coverage may differ and may include additional provisions such as accidental dismemberment benefits. Dismemberment occurs when someone loses an entire body part (limb) or the use of a specific body part. This includes vision, hearing and speech.

More Often Than You Think

Accidents, or unintentional injuries, are the 4th leading cause of death in the U.S. overall, and the leading cause of death through age 44. In the US, 117 auto deaths per day from motor vehicle incidents (42,939 in 2021 – most recent available) In the US, there are 128,200 accidental deaths at home each year (2021 – most recent available)

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Advantages of Accidental Death Benefits

 

  • Helps you or loved ones recoup lost income: Depending on how the insurance plan functions, you may be able to use cash benefits to supplement everyday needs, like lost income.

  • Quick coverage: With many Accidental Death insurance plans, you may be able to access benefits faster than other types of health insurance.

  • Affordable premiums: In general, Accidental Death insurance has budget-friendly rates. 

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